98 Lake Conjola Entrance Road, Lake Conjola NSW 2539

3-bedroom house with dual living potential | bushfire and flood overlays present | catchment for Milton Public and Ulladulla High | positioned in a tightly held coastal pocket The property’s strongest buying case lies in its configuration as a three-bedroom, two-bathroom home with a single car space, which positions it well for downsizers or a small family seeking a permanent coastal base. Its location within the Shoalhaven council area and access to established school catchments add practical long-term holding value. The reliable NBN Fixed Wireless connectivity is a supporting advantage for remote workers. For a buyer looking to secure a foothold in Lake Conjola without overcapitalising, this house offers a straightforward entry into a market where stock is limited. The detected bushfire and flood overlays are the primary risk and will constrain both insurance costs and future renovation scope. These overlays narrow the buyer pool at resale and may require additional compliance work. However, the absence of heritage overlays provides flexibility for standard upgrades. The valuation range suggests room to negotiate below the upper estimate if the overlays are priced in. Hold this property as a permanent residence or a long-term coastal retreat, and avoid overpaying for the land given the overlay limitations.