126 Mcphees Road Shepparton VIC 3630

4-bedroom house | 576m² lot | flood and bushfire overlays | detected swimming pool The property’s primary competitive strength is its four-bedroom configuration on a manageable 576m² lot in a residential zone with established NBN Fibre to the Premises, which positions it well for a family buyer seeking immediate occupancy with low ongoing land maintenance. The detected swimming pool, while unverified, adds a lifestyle premium that can differentiate this house from others in the 218-property pool currently for sale in Shepparton. This property serves best a buyer who prioritises space and school zoning over absolute price discount, as the Orrvale Primary School and Greater Shepparton Secondary College catchments are reliable demand anchors. The presence of both bushfire and flood overlays is the principal risk, as these impose additional insurance costs and may limit future renovation or extension options without council approval. The 36% site coverage on a 208m² floor area leaves limited outdoor space, which constrains appeal for buyers wanting a large backyard. The 2019 sale history with eight parking spaces noted suggests a prior use that may not reflect current residential expectations, creating a minor valuation gap. The opportunity lies in negotiating below the $660,353 list price, given the overlay risks and the competitive supply. This property should be held as a long-term family home or rented for steady yield, not flipped.