86 Pacific Road, Palm Beach NSW 2108

Dual-living floorplan | North-facing terrace with ocean glimpses | Quiet pocket near both beaches | Bushfire overlay present This property offers a rare configuration edge in Palm Beach: a self-contained ground-floor retreat that works as guest accommodation, adult children’s wing, or a discrete rental. The north-facing terrace spans the full width of the house, capturing light and breeze without direct neighbour sightlines, which is increasingly hard to find at this price point. The elevated position at 86m gives it a genuine microclimate advantage over lower-lying stock. It suits buyers who want a permanent home with income flexibility, or a weekender that doesn’t sit empty. The polished timber floors, plantation shutters, and coastal palette are not luxury finishes but they are durable and low-maintenance, which matters for lock-and-leave use. The bushfire overlay is the primary risk and it will affect insurance premiums and may limit some future extensions without additional compliance costs. The property sits on a 613–615m² lot with only 33% site coverage, so there is theoretical room to expand, but the bushfire constraint and the single-storey footprint mean any redevelopment carries higher due diligence costs. The land value alone in this pocket supports the price band, and the dual-living layout gives a rental buffer that most nearby houses lack. This is a hold-and-enjoy property, not a flip: buy for the lifestyle and the income offset, and let the market’s natural scarcity in Palm Beach do the appreciation work over time.