53 Helmsman Boulevard, St Huberts Island NSW 2257

Waterfront-adjacent position on St Huberts Island | 4-bed, 5-bath with dual spa and pool | 90% owner-occupied street | Flood overlay present This property offers a rare configuration edge on St Huberts Island: four bedrooms with five bathrooms including an ensuite, indoor and outdoor spa, plus a swimming pool — a layout that suits downsizers or holiday buyers seeking resort-style living without land maintenance. The 90% owner-occupied street profile suggests stable long-term demand and limited rental turnover, which supports capital preservation. The ducted climate control and built-in robes are expected at this price point, but the dual spa and outdoor entertainment area are the differentiators here, giving the house a competitive advantage over other four-bedroom listings in the suburb. The flood overlay is the primary risk and will narrow the buyer pool, particularly among lenders and insurers — this must be quantified before any offer. The 693m² lot with 38% site coverage leaves limited scope for extension, so the property should be valued as-is rather than for redevelopment. St Huberts Island’s older demographic (average age 60+) means resale may take longer if market conditions shift. For a buyer seeking a lock-and-leave waterfront retreat with strong owner-occupier character, this property works best as a long-term hold rather than a short-term flip.