48 Gumnut Road, Yamba NSW 2464

3 bed 2 bath brick and tile | 600m² block in Yamba | flood overlay present | built 1990 at 3m elevation The property presents a solidly configured family home on a generous 600m² block, with its 252m² building footprint offering substantial internal space uncommon for a three-bedroom design. Its position in Yamba, where three-bedroom houses have a median of $820k and a 68% auction clearance rate, places it in a moderately active market with stable demand. The property’s estimated value above the local median suggests it may already be positioned at the higher end of its segment, which can be both a strength and a constraint depending on buyer intent. The brick and tile construction and 1990 build year offer reasonable durability and lower ongoing maintenance for an owner-occupier. The flood overlay is the primary risk, as it directly impacts insurance premiums, financing terms, and future renovation or extension options, and should be investigated before any offer. At only 3 metres ground elevation, this risk is not theoretical. However, the property’s building coverage at 42% leaves meaningful yard space, and the existing garage and carport configuration supports practical family use. For a buyer intending to hold and occupy, this property offers a functional, low-maintenance family home in a solid coastal market, provided flood risk is accepted and insured accordingly.