109 Church Street, Keilor VIC 3036

4-bed family home in Keilor | dual-level layout | premium inclusions | auction with multiple price guides The property’s competitive strength lies in its dual-level layout on a 617m² lot, offering 232m² of living space with 38% site coverage—this configuration is rare for Keilor and positions it well for families seeking separation of zones without sacrificing yard space. The zoning for Keilor Primary School and Keilor Downs Secondary College adds a practical advantage for buyers with school-aged children, while the absence of bushfire, flood, or heritage overlays reduces due diligence complexity. This property suits buyers who value move-in readiness with premium finishes and a layout that accommodates both daily living and entertaining, as the two light-filled levels provide clear functional separation. The primary risk is the gap between the price guides—$1.98m to $2.2m—and the estimated value of $1.6m to $1.8m, which suggests the seller’s expectations may outpace current market reality, especially given the local median for 4-bedroom houses sits at $1.225m and auction clearance is 55%. The 43-day average days on market indicates buyers have negotiating room, and the 2015 last sale without recent sold data limits historical comparison. The opportunity is to use the scheduled inspections to assess condition against the premium claims and to test the seller’s resolve through a pre-auction offer around the lower end of the estimate range. Hold this property for medium-term capital growth as Keilor’s ownership rate and school catchment support steady demand; if buying, negotiate hard on price and secure a building inspection before auction.