115/36 Golding Street, Yamba NSW 2464

Retirement villa in prime Yamba | 80% value growth since 2020 | 45% local 60+ demographic | Strong owner-occupier complex This property is positioned within a retirement living complex where 100% owner-occupancy and 78% long-term residency signal a tightly held, low-turnover environment. The 130m² internal area with built-in robes and reverse-cycle air conditioning is competitively configured for downsizers seeking lock-and-leave convenience without sacrificing space. The 80% appreciation since 2020 reflects sustained demand in this demographic segment, and the property serves best buyers aged 60+ wanting established community with minimal maintenance obligations. The primary risk lies in resale liquidity constraints inherent to retirement complexes, where buyer pools are narrower than general housing markets. The 573m² unit entitlement within an 8.1ha complex may limit future subdivision or renovation potential. However, the 45% local population aged over 60 provides a deep demographic tailwind, and the property’s condition reduces immediate capital expenditure needs. The 58-day average days on market for Yamba houses suggests reasonable turnover, though this unit may trade at a discount to detached homes.