12 The Avenue, Tumbi Umbi NSW 2261

Bushfire and flood overlays present | Elevated block reduces exposure risk | Tenanted until September 2026 provides income | Suburb median suggests upside potential The bushfire and flood overlays are present but the elevated position of this house at 15 metres ground elevation significantly mitigates flood risk, and the 5 metre roof height combined with a low 45 percent building coverage on a 532 square metre block reduces the bushfire hazard profile for a buyer who can accept some environmental overlay risk. The current tenancy until September offers immediate cash flow but the $680 to $790 per week rent range is below the suburb median house yield, meaning the property is priced for capital growth rather than income—a sound hold strategy for a buyer planning to occupy later or refinance after the lease ends. This house sits on a generous elevated block in a quiet bushland setting, which provides a rare combination of privacy and proximity to schools, beaches, and motorway access—features that command a premium in the Central Coast market given the limited supply of four bedroom houses on such blocks in this estate. The interior layout with an oversized master suite and undercover entertaining area serves a family buyer well, and the current estimated value of $936,000 to $970,000 sits comfortably below the suburb median of $1,155,000, suggesting room for steady appreciation rather than overpaying for top of market. To move forward, a buyer should arrange a physical inspection post tenancy and commission a targeted bushfire assessment report to quantify any mitigation costs before making an offer. Comparable sales data shows 15 four bedroom houses sold within 4 kilometres in the last eight weeks, with prices likely ranging from the mid $800,000s to low $1,000,000s, reinforcing that this property sits within the middle of recent market activity and offers a balanced entry point for the area.