1560 Murray River Road, Talgarno VIC 3691

Character-filled timber home on 8.5 acres | Pool, sheds, paddocks, dams | 25 mins to Albury/Wodonga | Bushfire overlay applies This property presents a rare configuration for lifestyle buyers seeking genuine rural self-sufficiency within commuting distance of a major regional centre. The combination of established infrastructure,three paddocks, stock yards, vegetable gardens, orchard, and two dams,with a character timber home and saltwater pool creates a turnkey smallholding that typically requires years to establish. For a buyer wanting immediate functionality rather than a development project, this removes significant time and cost. The extensive shedding and workshop capacity further extends utility for tradespeople, hobby farmers, or those requiring secure equipment storage. The property serves best as a permanent residence for a family or semi-retired couple who value space, privacy, and productive land, with the 25-minute proximity to Albury/Wodonga preserving employment and service access. The bushfire overlay is the primary risk, imposing mandatory construction standards and potentially higher insurance premiums, which should be factored into holding costs and any renovation budget. The tightly held location and absence of recent sales history suggest limited market depth, meaning resale may take longer than in suburban settings. However, the property’s self-sufficiency features,water from dams, wood heating, vegetable production,offer genuine cost offsets and lifestyle resilience that many buyers now prioritise. The rental yield estimate of 3.7% is modest but reflects the niche tenant pool. This property should be held as a long-term lifestyle residence, with value growth tied to regional migration trends rather than short-term capital gains.