2/125 Bourke Road Umina Beach NSW 2257

Modern townhouse | dual living levels | ducted AC throughout | low-maintenance courtyard | prime beachside proximity This three-bedroom townhouse presents a competitively strong offering for an owner-occupier seeking a low-maintenance coastal lifestyle or a dual-income household. Its dual living configuration across two separate levels is a functional rarity in the townhouse format, providing flexible accommodation. Ducted air conditioning throughout and a private courtyard enhance livability, while its positioning within minutes of three beach CBDs anchors its appeal in convenience and lifestyle demand. The primary decision mechanism involves the strata structure, costing $580 quarterly and limiting control over the 195m² lot, while council and water rates add a further $550 per quarter. The discrepancy in reported block sizes requires immediate legal clarification. Given the 2022 purchase at $735,000 against a current search band up to $1.21M, the opportunity rests on securing a price near the lower estimated value, justifying the hold as a primary residence. A Propcred report would pressure-test this valuation, detail strata health, and identify locality-specific exposure for a secure purchase. Recent comparable sales data is not provided for immediate townhouses, weakening precise value anchoring. The suburb shows strong activity with 120 three-bedroom house sales this year, but the townhouse’s last sale at $735,000 in 2022 offers limited direct insight into current price momentum for this specific property type.