2/85 Henry Lawson Drive, Terranora NSW 2486

Reserve-front duplex with self-contained apartment | Dual-income versatility in a family suburb | Bushfire overlay with no flood risk | Strong rental yield for a coastal market. The property’s primary buying case rests on its dual-living configuration, which is rare in this price bracket and location. The self-contained downstairs apartment provides genuine income offset or multigenerational flexibility, giving a buyer a structural advantage over standard family homes. Positioned on a reserve frontage with solar and water tank infrastructure, the house offers lower ongoing costs and a private aspect that supports both owner-occupier appeal and tenant demand. It best suits a buyer seeking yield without sacrificing livability, or a family wanting separation of spaces. The bushfire overlay is a material risk that increases insurance premiums and may limit some financing options, which a buyer must verify early. However, the absence of flood or heritage constraints simplifies due diligence. The 2022 purchase price of $905,000 indicates the current ask reflects market movement, not vendor distress. Rental estimates of $970–$1,190 per week, against a $1.195m list, suggest a gross yield near 4.5%, which is strong for this region. The buyer should hold for cash flow and treat the self-contained unit as the core return driver, not short-term capital gains.