36 Chartley Street Warners Bay NSW 2282

Fully renovated 4-bedder on 603sqm | 3-bathroom layout suits dual-occupancy | Prime Warners Bay lakeside pocket | Low stock, high owner-occupier street. The property’s competitive strength lies in its rare combination of a full renovation on a 603sqm lot within a prime lakeside suburb where 90% of neighbouring properties are owner-occupied. The three-bathroom configuration, including a pool, gives it a functional edge for a family seeking immediate move-in quality without further capital outlay. It serves best a buyer who values low ongoing maintenance and a strong resale floor in a tight market—median days on market for comparable houses is 30 days, indicating consistent demand. The primary risk is the absence of a recent comparable sale on the street, which may create valuation uncertainty if the market softens. The property’s 49% building coverage and 25m elevation limit future extension potential, meaning the buyer pays a premium for a finished house, not a development site. Commercially, the estimated rental yield of 3.7–3.8% is below the suburb median, so the property should be held as a long-term family home rather than an investment play.