40 Mathews Street, West Tamworth NSW 2340

3-bedroom house on level block | wide side access and carport | stable long-term street | ready for cosmetic upgrade The property offers a rare combination of a level 674m² block with wide side access and a detached garage, giving a buyer genuine flexibility for future additions or a shed. The separate formal lounge, which can serve as a fourth bedroom, adds practical versatility for a family or investor seeking rental appeal. Its position in a stable, long-term owner-occupied street within walking distance to Tamworth High School and the CBD reduces vacancy risk and supports steady capital growth for a buyer prepared to hold. The original kitchen and interiors are the primary risk, as a buyer must budget for a full cosmetic renovation to lift rental yield or resale value. The estimated rental range of $465–$550 per week, while reasonable, will not improve without modernisation. No flood, bushfire, or heritage overlays remove costly compliance surprises. For a buyer, this property works best as a long-term hold with a staged renovation plan, using the wide side access and level block as leverage for future subdivision or a granny flat, subject to council approval.