45 Eastern Road, Tumbi Umbi NSW 2261

Large block with 94% coverage | Bushfire overlay present | FTTP & 5G connectivity | Priced below valuation midpoint This property presents a compelling proposition based on its significant land holding and substantial building footprint within a sought-after Central Coast suburb, a combination increasingly scarce in the market. The house occupies most of its 1180m² parcel, offering immediate utility and space, while the solar installation and premium connectivity are practical value-adds. This configuration best serves an owner-occupier seeking a large, established home with minimal garden upkeep, or a developer who perceives future subdivision potential, subject to council due diligence. The pricing strategy, set deliberately below the core valuation range, indicates a motivated vendor and creates a tangible entry point for negotiation. Critical due diligence must focus on the bushfire overlay, which will dictate construction standards, potentially increase insurance premiums, and limit future renovation options, directly impacting holding costs and flexibility. The 2011 sale date suggests substantial unrealized equity, but also necessitates a thorough building inspection for deferred maintenance. The commercial logic lies in acquiring a below-market asset where the value is fundamentally land-driven, with the building offering interim utility. Proceed with a conditional offer that mandates a bushfire attack level assessment, viewing the property as a long-term hold with inherent land banking attributes. A comparable property at 45 Tumbi Road, Tumbi Umbi, provides a relevant benchmark: * Address: 45 Tumbi Road, Tumbi Umbi * Land Size: 1088m² * Estimated Value: $1,272,000 This comparison underscores the subject property’s pricing position; while on a larger block, the asking range here is $200,000-$300,000 below this comparable estimate, signaling a clear discount that must be weighed against the specific bushfire risk and the cost implications thereof.