55 Trevally Avenue, Chain Valley Bay NSW 2259
55 Trevally Avenue, Chain Valley Bay NSW 2259
Income locked for 30 months | Bushfire overlay present | No flood or heritage risks | Low site coverage leaves room for additions
The tenancy arrangement until January 2027 removes vacancy risk but caps rental growth at current market rates, yielding approximately 3.6% with limited upside during the lease period. The bushfire overlay introduces potential insurance premium increases and stricter development conditions for any future granny flat or extension proposals, which the buyer should cost before committing. This property is best held as a medium-term income-producing holding with moderate capital growth from suburb momentum.
Chain Valley Bay’s 17.9% growth trajectory supports capital appreciation while the tenancy offsets holding costs, making this suitable for an investor prioritising cash flow stability over immediate redevelopment optionality. The oversized enclosed entertainment area and side access for boats or caravans are rare features that differentiate this from standard three-bedroom offerings in the area, strengthening re-sale appeal when the tenancy concludes. This property serves best for a buyer seeking a hands-off income stream with options to enhance value later, subject to council approval on the bushfire overlay.
If the rental income and growth data align with your portfolio targets, the next step is to request a formal depreciation schedule and bushfire assessment report to quantify the full holding cost before proceeding to due diligence.
Independent, Unbiased Research Report for this property by PropCred Analyst teamΒ
Market Insight:
Chain Valley Bay offers an accessible coastal lifestyle, attracting families and retirees seeking a peaceful residential environment with strong owner-occupier appeal. Demand is driven by its relaxed setting and the broader Central Coast’s steady growth, supported by a very tight rental market. Recent price trends show stable growth, with houses selling efficiently. Future prospects are underpinned by its established long-term performance, though its low-density, traditional housing stock presents a specific market niche.