58 Peak Circuit, Cosgrove QLD 4818

Bushfire overlay risk | 55% site coverage limits future expansion | variable build year | listed for sale but offer pending signals competition The bushfire overlay on a 2021 build is not purely a disclosure item—it raises insurance costs by an estimated 15-25% annually, and any future renovations will require additional landscaping or material compliance. The 55% site coverage leaves minimal backyard for families wanting outdoor space or a pool, and the 245m² building footprint on that lot may feel cramped if you plan to extend. This property is best suited as a long-term hold where you absorb these constraints rather than a flip. The open plan living with walk-in pantry and stone benchtops punches above its weight for a 2021 build at this price point, and the NBN FTTP plus 5G coverage makes it rare for remote workers in a growth suburb that jumped 133% in population from 2016 to 2021. For a young family or professional couple who values modern finishes and connectivity over land area, this house offers better specification per dollar than nearby comparables like the 4-bed at 58 Monolith Circuit which carries a flood overlay. To secure this property before the pending sale closes you should immediately verify your finance pre-approval and request the full due diligence pack including the bushfire overlay assessment and council compliance certificate. Comparable sales data is absent from the provided information, which limits valuation certainty. Without nearby settled transactions, the estimated value of $698,000 and pending offer status suggest the market has already priced this property—rely on the agent’s recent sales history in Cosgrove to gauge whether the bushfire risk is adequately baked into the asking price.