28 Holywell Street, Middle Swan WA 6056

Bushfire overlay | flood risk flagged | heritage constraints | 20% annual market rise | offer already accepted The property sits within multiple overlapping risk overlays—bushfire, flood, and heritage—which will directly affect your insurance premiums and may limit future renovation flexibility. These constraints are permanent and should be factored into the acquisition cost. On opportunity, the 20% annual median price growth in Middle Swan suggests strong capital appreciation, and the solar panels reduce ongoing utility exposure. This house is best held as a medium-term family home where the overlays are acceptable to your risk profile and the growing local market offsets them. The four-bedroom layout with separate theatre and alfresco space is rare for the price point and delivers functional separation—ideal for a growing family or buyer wanting a dedicated work-from-home zone. Being in the Governor Stirling Senior High intake area and close to Koolbardi Park strengthens its position for resale to families. Reliable NBN Fibre to the Node and 5G coverage support modern living without being primary drivers. This property suits a buyer who values space, low-maintenance land, and proximity to Midland town centre over premium finishes or a risk-free location. The accepted offer already signals market confidence. If the overlays are within your tolerance, your next step is to confirm insurance quotes and any heritage restrictions via Swan Council before committing.