7-9 Marsh Street, Earlville QLD 4870

Flood overlay present | Extreme price gap: list vs. value | Dual-income setup at $2,410 weekly | Large 13-bedroom house carries high vacancy risk | The property carries a flood overlay, which can increase insurance premiums by 30% to 50% or make coverage difficult to secure, directly reducing resale liquidity and buyer pool size. The dual-occupancy structure generating $2,410 weekly rental income offers strong cash flow, but the $2.2 million list price sits over 60% above the $885,000 estimated value, creating immediate negative equity for any buyer financing the purchase. This house functions best as a long-term hold for an experienced investor who can self-manage vacancy across 13 bedrooms or convert to a specialized rental like student or worker accommodation. The 13-bedroom, 7-bathroom configuration is rare in Earlville and gives the buyer a structural monopoly on large-group housing in the area, with 10 car spaces and seven living areas supporting high-occupancy tenancy or multi-family use. The 1528m² lot and 524m² building footprint allow for future subdivision potential if zoning permits, though the flood overlay complicates development. This property suits an investor who prioritizes yield over capital growth and who has contingency plans for flood risk, not a first-time buyer or someone seeking a standard family home.