323 Ocean Beach Road, Umina Beach NSW 2257

5 bed plus granny flat | dual living approved | central Umina | 3 car spaces | air conditioning The property is distinguished by an unusual configuration of five bedrooms alongside a separate approved granny flat, offering genuine flexibility for multi-generational households or investors seeking dual occupancy income. Its central position near shopping and transport adds practical appeal for families who value convenience, while the three-car parking provision is stronger than average for the area. The house itself is moderately sized at 107 square metres on a 518-square-metre block, which suggests the living areas may be compact relative to the bedroom count — this arrangement typically suits buyers who prioritise accommodation capacity over expansive internal space. The combination of approved ancillary accommodation and central location positions it well for those who want both a family home and an income stream from the same property. The value of this property may be affected by factors that are not immediately visible from listing data. The quality of finishes in both the main dwelling and the granny flat remains unverified, and any need for renovation could influence price expectations. The building’s age is unknown, so structural condition should be inspected carefully. Being situated on a main road might reduce premium appeal for some buyers, though it supports the convenience factor. The approved granny flat represents an opportunity, but its rental yield and compliance status ought to be confirmed before forming a final price view.