34 Mercator Parade, St Huberts Island NSW 2257

Deepwater frontage | private jetty & mooring | internal elevator | hexagon living atrium | flood overlay This property presents a rare combination of deepwater maritime utility and architecturally distinct living on the Central Coast, positioning it for a specific buyer seeking both recreation and residence. The deepwater frontage with shared jetty, mooring pen, and slipway is a substantial operational advantage over standard waterfront lots, directly serving boating enthusiasts or those valuing direct water access. Internally, the elevator, multiple living zones, and premium finishes like granite benchtops translate to a house configured for multigenerational living or luxury single-level comfort, with the hexagon atrium offering a unique architectural signature. This house best serves a permanent occupant or frequent user who will capitalise on its water amenities and spatial design, rather than an absentee investor. The primary decision mechanism is the flood overlay, which imposes probable maximum flood risk, likely affecting insurance premiums, financing options, and long-term capital preservation. The absence of recent sales data for the house itself necessitates heavy reliance on the twelve nearby comparables to anchor its value, while the aged demographic profile of the suburb suggests a slower turnover and potentially niche buyer pool. Given its specialised features and risks, the commercial logic is to acquire at a meaningful discount to the Domain estimate to buffer holding costs, targeting a buyer for whom the water access is a non-negotiable utility. Hold this property as a primary residence to fully utilise its amenities; its operational costs and specific appeal make it a weaker candidate for a speculative or passive investment. * **7 Mooring Place, St Huberts Island** – Sold price not listed * **19 Marina View Parade, St Huberts Island** – Sold price not listed * **9 Nautilus Crescent, St Huberts Island** – Sold price not listed * **117 Helmsman Boulevard, St Huberts Island** – Sold price not listed * **32 Wards Hill Road, Killcare Heights** – Sold price not listed * **3 Helmsman Boulevard, St Huberts Island** – Sold price not listed * **26 Cuttlefish Parade, St Huberts Island** – Sold price not listed * **105 Helmsman Boulevard, St Huberts Island** – Sold price not listed * **39 Beachfront Parade, St Huberts Island** – Sold price not listed * **16 Discovery Street, St Huberts Island** – Sold price not listed * **54 Helmsman Boulevard, St Huberts Island** – Sold price not listed * **264 Blackwall Road, Woy Woy** – Sold price not listed The lack of disclosed sale prices in these comparable listings severely undermines market-based valuation, forcing reliance on the broad Domain estimate which may not reflect the premium or penalty of this property’s unique flood risk and superior water access. You must commission a professional valuation that incorporates recent unlisted sales data to establish a credible negotiation position.