4/167-169 Targo Road, Girraween NSW 2145

3-bed townhouse | dual living zones | flood overlay noted | near Pendle Hill station This townhouse presents a strong buying case for those seeking a low-maintenance home with genuine separation between living and sleeping areas. The downstairs powder room and upstairs ensuite configuration is rare in this price band and directly supports dual-occupancy appeal for a young family or professional couple. Being part of a mostly owner-occupied complex of only 18 properties limits turnover risk and supports capital stability. The location within walking distance to both a primary school and a station gives it a structural demand advantage over comparable properties deeper in the suburb. For an owner-occupier, this property offers immediate livability without compromise. The flood overlay is the single material risk and it will constrain exit speed and lender appetite, particularly if you need to sell into a softening market. The rental yield is below suburb average, so this is not a cash-flow play. The opportunity lies in the gap between its current estimated value and the February 2025 sale of a nearby unit—that transaction signals the ceiling is not far above. Hold this as a primary residence for at least five years to ride out the overlay discount and benefit from the area’s long-term resident demographic.