4/4 Milner Cres, Wollstonecraft NSW 2065

Top-floor three-bedder | rare house-like layout | leafy north-east aspect | flood zone location | 50% owner-occupied building This property presents a rare, house-like three-bedroom configuration on the top floor of a small block, a scarcity in the Wollstonecraft unit market. Its generous internal area, north-east aspect, and separation of living zones cater specifically to upsizers or small families seeking apartment space without compromise, positioned within a balanced half-owner-occupied building. Proximity to transport and reserves strengthens its lifestyle appeal for this demographic. The primary decision factor is the quantified flood risk, which imposes ongoing insurance premiums and potential resale constraints. Its period condition offers renovation upside to a modern standard, enhancing value. This unit is a hold for the long-term, leveraging its unique size and layout, where capital growth is weighted against location-specific risk. Our analysis provides the real market valuation, flood impact assessment, and insurance cost modelling required to underwrite this specific opportunity. Recent sales at 2/2B Milner Crescent, a two-bedroom unit, achieved $985,000. The subject property’s additional bedroom, larger footprint, and top-floor position command a significant premium, supporting a value well above that benchmark.