40 Montgomery Cres, White Hills VIC 3550
40 Montgomery Cres, White Hills VIC 3550
Quiet end-of-crescent renovator | 3-bed traditional hall layout | rear allotment widens | redevelopment scope STCA | bushfire overlay
Positioned at the end of a crescent, the house is understood to sit in a quiet pocket with limited through traffic. Its rear allotment widens dramatically, which is regarded as a rare configuration for White Hills and is likely to appeal to buyers seeking redevelopment flexibility. The traditional hall layout and generous internal footprint are seen as good bones, while the separate living room with picture windows and timber floorboards offer a character that typical renovated stock no longer retains. This property is best suited to first-home buyers and renovators, though investors may also be drawn to the rental income it could generate once improved.
The bushfire overlay may cause some lenders to pause, and the older condition is likely to require a meaningful renovation budget. The widening rear allotment and end-of-crescent position might support redevelopment that a standard block could not, which may broaden the buyer pool. Value is expected to be shaped less by the dwelling and more by the land potential and renovation cost.
Detailed Independent Property Report prepared by PropCred Analyst team for 40 Montgomery Cres, White Hills VIC 3550
Checks found:
Value Risk
Liquidity Risk
2
Planning Risk
2
Income Risk
2
Execution Risk
1
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Market Insight
White Hills leverages its proximity to upgraded V/Line commuter services, offering residents a highly targeted lifestyle and infrastructure advantage. Investors chasing gross rental yields far above capital city averages are aggressively driving the housing demand here to secure a foothold in this specific postcode. As of 2026, these major regional hubs are offering a highly attractive blend of affordability and strong tenant demand.
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PropCred Estimated Value
Comparable Sales: 18 Montgomery Crescent sold $540K; 77 Dundas Street sold $505K | Property Price Band: $400K–$500K | Value Drivers: condition, rear-widening land shape, end-of-crescent position
Bedrooms
3
Bathroom
1
Parking
2
Land
562m²
Research & Review
Prepared by Steve Dalton, Senior Analyst
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Reviewed by Matt Proctor, Principal Analyst
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