48 Bambrook Road, Inverloch VIC 3996

Rural bushfire overlay | 3.93 hectares underutilised | 5-bedroom custom build on slab | 20-minute coastal amenity gap The bushfire overlay imposes a mandatory construction cost premium of 8-12% on any future structural work, including the existing 614m² dwelling where external fire-resistant materials may already be compromised by timber decking and balcony elements. This overlay also caps your resale pool to buyers who can finance or self-insure in BAL-12.5 to BAL-19 zones. The 3.93 hectares, while generous, are fully fenced paddocks without subdivision potential under current residential zoning – you are buying land you cannot split. The holding cost for this scale of rural land, including weed control and firebreak maintenance, is approximately $4,500-$6,000 annually before rates. The property is best held as a long-term family compound or lifestyle lock-up, not a development play or short-cycle flip. What makes this property competitively rare is the combination of a custom-built 5-bedroom home with a dedicated triple-bay shed on nearly 10 acres within 5 minutes of Inverloch’s beach and township – most comparably sized rural parcels at this price point feature older dairies or holiday shacks. The internal access double garage, second living retreat, and study give you genuine multi-generational flexibility that most coastal rural properties lack. This serves buyers who need space for home business machinery, boat or caravan storage, and a school-run that is Under 10 minutes to a primary school, not buyers seeking subdivision or short-term rental yield. To proceed, instruct a BAL-certified building consultant to assess the existing home’s compliance with the bushfire overlay – this is your only material risk that cannot be mitigated by price alone.