77 Temple Street, Ballina NSW 2478

4-bed with three living zones | pool in established street | flood overlay present | original condition | family-scale block This property is positioned as a above-average family house within Ballina’s established residential stock. Its four bedroom, two bathroom layout with three separate living areas, an inground pool, and secure double garaging places it above entry-level offerings in internal accommodation and outdoor amenity. The original condition is noted, which may appeal to buyers seeking to add value through renovation rather than paying a premium for contemporary finishes. Families requiring room for multiple children or home-based activities are best served, as the configuration supports flexible use. The flood overlay is a known factor in this low-elevation coastal setting, but the property’s residential zoning and established neighbourhood character underpin its desirability for owner-occupiers and investors alike. Several elements may shape the property’s market position. Insurance costs and buyer perception can be affected by the flood overlay and low elevation, though this condition is common in parts of Ballina. The original condition might necessitate updates to finishes and systems, which should be weighed when forming a view on price. Conversely the scope to renovate and modernise offers potential for equity growth. The spacious layout and pool are strong draws in this market, and the absence of bushfire or heritage overlays simplifies the purchase process.