1 Monterey Street, St Ives NSW 2075
1 Monterey Street, St Ives NSW 2075
5 bed single-level | 938m² north rear | pool + dual frontage | park-side family zone
This property carries a genuinely uncommon combination for St Ives: a large single-level footprint with five bedrooms, three bathrooms, and parking for three cars, all set on a 938m² block with dual street access. The north-to-rear aspect and pool with covered deck give the outdoor space real usability, while the flexible fifth bedroom with ensuite and two separate living zones make it a natural fit for multi-generational households or families wanting distinct zones for work, study, and leisure. Its position within the St Ives North Public and St Ives High catchments, plus proximity to several private schools and regular bus routes, anchors demand firmly to education-focused buyers. This is the kind of house that appeals to families planning to stay long-term, where layout and land outweigh the need for renovation or modern styling. The kitchen is tidy rather than showpiece, but the renovated master ensuite and ducted air conditioning lift everyday comfort without pushing the price into premium reno territory.
The 2021 sale at $2.418m provides a clear historical reference, though the market has moved since then. The absence of a stated build year means age-related maintenance may be a quiet consideration, and the single-level design, while convenient, limits future upward extension without significant work. The dual frontage adds flexibility for access or potential subdivision, but that would require council approval and is not a given. Buyers should weigh the trade-off between the generous land and the dated finishes in the kitchen and secondary bathrooms, which may require investment over time. The rental yield estimate of 3.1% is modest, typical for this price tier, and reflects that value sits primarily in land and location rather than income return. The park-side setting and lack of detected flood or bushfire risk reduce environmental uncertainty, though the premium family positioning means the buyer profile is narrow and price-sensitive to interest rate movements.
Detailed Independent Property Report prepared by PropCred Analyst team for 1 Monterey Street, St Ives NSW 2075
Checks found:
Value Risk
Liquidity Risk
Planning Risk
1
Income Risk
2
Execution Risk
2
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Market Insight
St Ives is an established, family-focused suburb on Sydney’s Upper North Shore, characterised by strong owner-occupier demand for its lifestyle and leafy environment. This has driven robust capital growth across both houses and units, with a notably active sales market. Future desirability is underpinned by its established amenity, though current pricing reflects an elevated valuation level that warrants consideration.
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PropCred Estimated Value
Comparable Sales: 9 Monterey Street (5/5/2, 928m²) sold ~$6.2M; 1 Monterey Street sold Nov 2021 $2.418M | Property Price Band: $2.4M–$2.6M | Value Drivers: land size and dual frontage, single-level flexible layout, school catchment and park-side position
Bedrooms
5
Bathroom
3
Parking
3
Land
938m²
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