109 Whittaker Street, Flinders NSW 2529

109 Whittaker Street, Flinders NSW 2529
1,037 m² block | 4-bed family house | large for the street | family-demand pocket | close to schools and parks A 1,037 m² block is attached to this four-bedroom house, making it noticeably larger than many family lots on the same street. The configuration is well matched to the area’s family-oriented character, and the absence of detected overlays simplifies future planning or renovation options. It is best suited to owner-occupier families seeking room to grow, or downsizers wanting a substantial single-level-style home on manageable grounds. The street’s proximity to schools, parks, and shopping reinforces its everyday appeal. Internal condition and finishes may not match the land’s promise, so the cost of updates must be weighed. Orientation and layout might affect daily liveability, especially if living areas are disconnected from the yard. The large block could be used for extension or a pool, subject to council rules, but that premium may only be realised if the house is sound and presentable. >> Comparable Sales: 3/27 Whittaker Street at $755,000; 99 Whittaker Street at $865,000 | Property Price Band: $1.0M to $1.1M | Value Drivers: land size, condition, layout
Detailed Independent Property Report prepared  by PropCred Analyst team for 109 Whittaker Street, Flinders NSW 2529
Checks found:
Value Risk 2
Liquidity Risk 2
Planning Risk 2
Income Risk ! 1
Execution Risk
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Market Insight

Flinders is a compact, family-focused suburb where couples with children and professionals/trades workers drive demand, supported by 74.6% owner-occupancy and 6.6% population growth since 2016. House prices sit at a $1.13–1.148 million median, with annual growth of 7.9–10%; units median $780,000, growing 5.4% yearly. Market conditions are tight: 76 house sales in the past year, only three listings last month, and average days on market around 30–32 days. Future growth relies on broader NSW regional demand and affordability spillover, but high mortgage repayments ($1,800–$2,399 monthly) make buyers rate-sensitive, while limited supply may cap volumes.
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PropCred Estimated Value

Bedrooms

4

Bathroom

2

Parking

2

Land

1037m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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