107 Swift Street Ballina NSW 2478

727sqm block with medium density zoning|Central Ballina cottage|3 bed family starter|Fresh to market $800k-$900k range |This three-bedroom house on a 727sqm block suits families or investors eyeing central Ballina convenience and expansion options. The generous land size sets it apart on Swift Street, where smaller lots dominate, offering practical space for backyard living or a potential secondary dwelling subject to council approval. Period charm like high ceilings and timber floors appeals to buyers who value character over modern finishes, while the single bathroom and garage keep it straightforward for everyday use. Its walkable position near the CBD, schools, and Richmond River positions it well for downsizers or first-home buyers seeking low-maintenance entry into a premium pocket. Similar three-bedroom homes on larger blocks here have sold briskly, often above $850k in recent months, reflecting steady demand from locals upgrading within Ballina. Medium density zoning enhances its market edge, attracting developers or families planning granny flats amid tightening supply. Long-term, the low elevation and flood overlay warrant caution for holding, yet central access ensures enduring lifestyle draw. Street appeal benefits from quiet residential flow, blending seamlessly with neighbouring period homes without overshadowing them. Overall, it holds value as a versatile hold in a market favouring land-banked centrality over flashy rebuilds.