PropCred Investing Insights

15Feb

Unpacking Australia’s $21.9 Billion Capital Gains Tax: Is It Time for a Change?

Capital Gains Tax Discount 2026 : Who wins and at what cost? In 1999, when the capital gains tax (CGT) discount was introduced, the average Australian home cost around three to four times the average household income. A dual-income household on average wages could realistically save a deposit within a few...

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03Feb

What’s Really Driving the Housing Price Surge in Perth and Brisbane?

What’s Really Driving the Housing Price Surge in Perth and Brisbane? On a quiet Saturday morning in Craigieburn, 27 kilometres north of Melbourne’s CBD, Tom and Emily Harris unlocked the front door of their first home  -  a four-bedroom house they purchased late last year for $692,000. Both are in their early...

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31Jan

Survey: Only 12% of Aussie Property investors made real gains in 10 years. Here’s What They Did Differently

Investors often focus on market cycles, interest rates and hotspots. But history suggests the most powerful driver of property wealth is far simpler — and far more patient. Real estate investing is often seen as a timing game. Investors debate whether rates have peaked, whether prices are about to fall, or...

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