10 Harrison Cres, Swan Hill VIC 3585

3 bed 1960s home | 553m² low maintenance block | no overlays | established owner-occupied street | Swan Hill This property offers a rare combination of low-maintenance living and strong rental fundamentals in a street where 90% of residents are owner-occupiers. The 1960s build has been internally updated with new kitchen, bathroom, paint and carpets, removing the two most common deferred maintenance items for a buyer. At 91m² of floor area on a fully fenced 553m² block, the configuration suits both a first-home buyer seeking a lock-and-leave residence and an investor targeting the 4.7% suburb yield. The absence of flood, bushfire or heritage overlays removes insurance and development friction that can erode returns in regional Victoria. The primary risk is the single bathroom configuration, which may limit appeal for families or share-house tenants and cap rental growth at the lower end of the $415–$490 per week range. The 1960s single-storey layout with one living area means the property competes directly with newer three-bedroom homes in the same price bracket, though those typically lack the recent updates found here. For an investor, the $320,000 list price sits above the estimated $301,000–$303,000 market value, so a negotiated entry below $310,000 is required to preserve the yield advantage. This house should be held as a long-term rental in a stable suburb with modest capital growth, not flipped.