133 Horace Street, Shoal Bay NSW 2315

approved separate dwelling | 514m² coastal block | bushfire overlay flagged | 2024 sale price known | strong owner-occupier street The buying case rests on the approved self-contained dwelling, which is rare in this market and gives a buyer genuine flexibility—either for extended family or as a separate income stream. The 514m² block is well-proportioned for a coastal house, and the 48% building coverage leaves usable outdoor space without sacrificing internal size. The street’s owner-occupier character and long tenure suggest stable demand, and the property’s multiple living zones and established gardens position it well for a family seeking a permanent home with lifestyle appeal. This suits a buyer who values configuration options and wants to avoid a purely speculative play. The bushfire overlay is the primary risk and should be investigated before proceeding—it can affect insurance premiums, maintenance obligations, and any future redevelopment or extension plans. The recent 2024 sale price provides a clear recent benchmark, and the current estimated value range implies a meaningful uplift, so a buyer should satisfy themselves that the approved dwelling and any improvements justify the premium. The property has only been on market a short time, which may indicate a motivated seller or simply early-stage marketing, but a buyer should not assume urgency without further enquiry.