135 Florence Terrace, Scotland Island NSW 2105

waterfront house | deepwater jetty | two-storey timber home | boating lifestyle | bushfire overlay This property is competitively strong because it offers a rare combination of deepwater access, a substantial landholding, and a finished two-storey timber home on Scotland Island. The 28 metres of waterfrontage with a jetty and pontoon, plus a boatshed, places it among the more fully equipped waterfront holdings in the area. The large internal footprint, polished timber floors, dual living areas, and country-style kitchen suggest it has been set up for comfortable year-round living or weekend use. It serves best a buyer seeking a private waterfront retreat with boating infrastructure, rather than someone looking for a low-maintenance or easily accessible property. The bushfire overlay is a real constraint that may affect insurance costs and landscaping choices. What might materially affect value is the island access, which limits convenience for daily commuting and may narrow the buyer pool. The bushfire overlay could influence building or renovation costs, and the permissive occupancy structure on Scotland Island may introduce tenure complexity that some buyers may want to investigate. The property’s strong waterfront position and improvements are likely to support value, but the market for such a niche holding may be less liquid than standard suburban housing.