180 Trafalgar Avenue, Umina Beach NSW 2257

4 bed | 1 bath | 519 sqm | study | fully fenced | 26 year hold signals rare land upside This property offers something increasingly difficult to find in Umina Beach—a four bedroom detached house on a generous block with a dedicated study, fully fenced and held by the same owner for twenty six years. That long ownership period suggests the home has been well kept and that the land component alone has appreciated substantially. For a family seeking space, privacy, and room to add value through renovation or future subdivision potential, this configuration is a strong fit. The study adds flexibility for home work or a kids zone, and the fenced yard suits children or pets. The single bathroom is the most obvious constraint for a four bedroom house, and it may limit appeal for some families or reduce the ceiling price compared to similar properties with two bathrooms. The property last changed hands in the late 1990s, meaning the interior finishes likely reflect that era and a buyer should budget for updates to kitchen, bathroom, and possibly flooring. The land size of 519 square metres on a flat block in a coastal suburb does carry development potential, but any subdivision or extension would require council approval and should be investigated early. The rental yield sits around three and a half percent, which is ordinary for the area but not weak for a detached house of this size.