92 Moana Street, Woy Woy NSW 2256
92 Moana Street, Woy Woy NSW 2256
Large 847m² block | four-bed family layout | flood zone overlay | solid rental demand | practical school access
Positioned on a generous 847 m² block, this four-bedroom, two-bathroom house is best understood as family-oriented stock in an established Woy Woy pocket. The land size is considered a clear edge over smaller suburban lots, and the internal layout, including a separate dining area, is suited to households needing room to grow. Air conditioning is included, and access to schools, shops, and transport is practical rather than exceptional. The house is expected to suit families and local upgraders, with rental demand supported by its prior leasing history. It should be seen as solid family accommodation rather than a prestige offering.
A flood-zone overlay is a material issue, as it may affect insurance costs and financing terms. The large block and four-bedroom layout are likely to support value, but the final price may be tempered by the house’s ordinary presentation and lack of premium finishes. Buyers should weigh the benefit of the land against the possible cost of flood mitigation or higher premiums. Condition and presentation are expected to be central to any offer.
>> Comparable Sales: 52 Moana Street, a 556m² block, sold at $960,000 in 2016 | Property Price Band: $1.2M-$1.3M | Value Drivers: large land size, practical layout, flood-zone location
Detailed Independent Property Report prepared by PropCred Analyst team for 92 Moana Street, Woy Woy NSW 2256
Checks found:
Value Risk
✕
2
Liquidity Risk
✓
Planning Risk
!
1
Income Risk
✕
2
Execution Risk
✓
Market Insight
Woy Woy, a Central Coast peninsula suburb with rail and M1 links, presents a mature market where elevated house prices near $1.02 million coexist with short-term price pressure: annual movement ranges from -2.5% to +7.9% depending on data source. Demand is driven by buyers aged 60–69, with over 55s comprising 41% of residents and childless couples 40% of households; 38% rent, supporting a solid rental base. Houses sell in 35–56 days, often 6% above asking, with 47 sales in three months. Rental yields are thin at 3.5%, though rents rose 6.9% for houses and 4.6% for units. Growth drivers include transport access and consistent turnover; constraints centre on high entry prices, vendor discounts of -6% signalling softness, interest-rate sensitivity, and sparse unit supply.