94 Irwin Terrace, Oxley QLD 4075

Large family home on flat 752m² lot | Dual-living flexibility with separate access | Flood overlay present | Strong rental demand in family catchment The primary investment risk is the flood overlay, which can impact insurance premiums and future liquidity, though the ground elevation may mitigate some exposure. The opportunity lies in the non-conforming lower floor, which provides immediate rental income or cost-offset potential without the capital outlay of a formal renovation. This property should be acquired as a long-term hold to capitalise on its land size and functional versatility, not for speculative short-term gain. Its competitive strength is the rare combination of a large, flat block and a substantial 258m² building offering formal and informal living spaces, a configuration increasingly scarce in this market. The north-facing aspect, pool, and outdoor amenities solidify its appeal to families or multi-generational households seeking space and lifestyle. This serves buyers needing a future-proof home that can adapt to changing family or financial needs. For a definitive assessment of how the flood overlay specifically affects this parcel, and to benchmark its value against recent off-market transactions in the street, a tailored due diligence report is required.