45 Stream Avenue, Kewarra Beach QLD 4879

Stream Ave, Kewarra Beach | Bushfire and flood overlays present | 886m² with side access | 355m² building footprint, pool | Long-term owner street, 85% owner-occupied This property offers a rare configuration edge in Kewarra Beach: an 886m² block with side access and a 355m² building footprint gives a buyer immediate utility for vehicles, boats, or outdoor gear that most nearby homes lack. The pool and solar panels reduce ongoing costs, and the street’s 85% owner-occupancy with 60% residents staying over five years signals low turnover and stable neighbourhood character. It suits a family wanting space for kids and pets, or a buyer seeking a long-term hold in a suburb where 4-bedroom houses trade at a median $880k and 83 have sold this year—indicating consistent demand. The bushfire and flood overlays are the primary risk, and they will constrain financing options and resale pool; a buyer should budget for higher insurance premiums and confirm lender appetite early. The 2017 withdrawn listing history may indicate previous price expectations didn’t match market reality, but the current off-market estimate around $930k to $1.048m suggests room for negotiation given the overlays. The NBN FTTB and 5G coverage are functional but not value drivers. Hold this property as a medium-term family home, capitalising on the land utility and stable street, and reassess if overlay-related insurance costs rise materially.