230 Trafalgar Avenue, Umina Beach NSW 2257
230 Trafalgar Avenue, Umina Beach NSW 2257
230 Trafalgar Avenue is a solid brick 2-bedroom, 1-bathroom house on a 492m² corner block with rear lane access. It includes a double garage, workshop, and five car spaces total. Floorboards and built-in robes are present throughout.
What is competitively strong here is the combination of a corner block with rear lane access and five car spaces—rare for a 2-bedroom house. This configuration gives it practical flexibility for storage, a trailer, or multiple vehicles, which most houses in this price bracket cannot offer. The solid brick construction and floorboards suggest durable bones, and the 174m² floor size with only 35% building coverage leaves generous outdoor space. It sits below the typical 3-bedroom stock in the suburb, which positions it as an entry-level or downsizer option. The flood overlay is a known constraint, but the low price point and potential for renovation or creative use of the land will likely attract buyers who value utility over polish.
The flood overlay may affect insurance costs and could restrict certain renovations or extensions, so buyers should investigate council requirements and flood history carefully. The 2-bedroom layout limits its appeal to families, which may narrow the buyer pool and slow resale compared to larger homes in the same suburb. However, the strong rental yield—estimated between 4.1% and 4.6%—suggests steady investor demand, and the rear lane access adds privacy and parking flexibility that many similar properties lack. The price is positioned below the suburb’s typical range, which may reflect the smaller bedroom count and flood risk rather than any fundamental flaw in the house itself.
Detailed Independent Property Report prepared by PropCred Analyst team for 230 Trafalgar Avenue, Umina Beach NSW 2257
Checks found:
Value Risk
1
Liquidity Risk
1
Planning Risk
1
Income Risk
2
Execution Risk
2
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Market Insight
Umina Beach is a highly sought-after coastal suburb, positioned as a premium family and lifestyle destination within commuting distance of Sydney. Demand is consistently driven by professionals, first home buyers, and retirees, attracted by its established amenities and enviable coastal setting. The market has demonstrated robust price growth across both houses and units, with properties transacting at a steady pace. While its desirability underpins long-term prospects, the market is currently assessed as being above its long-term trend, indicating a period of heightened valuation.
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PropCred Estimated Value
Bedrooms
2
Bathroom
1
Parking
5
Land
492m²
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