20 Campbell Road, Cobram VIC 3644
20 Campbell Road, Cobram VIC 3644
4 bed family home | 802sqm block | 41% site coverage | Cobram primary & secondary catchments | Solar panels included
This property offers a rare combination of generous land size and efficient building footprint, with 41% site coverage providing usable outdoor space while maintaining low maintenance. The solar panels reduce ongoing utility costs, a practical advantage for families or investors. Positioned in the catchment for both Cobram Primary and Secondary schools, it suits buyers prioritising education proximity. The high owner-occupier rate on Campbell Road (95%) signals stable neighbourhood character and limited rental turnover, which supports long-term value retention.
The main risk is the property’s position in a market with low turnover (21 sales this year) and zero auction clearance, indicating limited buyer competition and potentially slower resale. The older demographic profile (39% aged 60+) may constrain future demand from younger families. However, the 802sqm lot offers subdivision potential subject to council approval, and the absence of bushfire, flood, or heritage overlays reduces regulatory hurdles. Hold for medium-term capital growth or improve to attract downsizers from the over-55s segment.
Detailed Independent Property Report prepared by PropCred Analyst team for 20 Campbell Road, Cobram VIC 3644
Checks found:
Value Risk
Liquidity Risk
Planning Risk
2
Income Risk
Execution Risk
1
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Market Insight
Cobram presents as an affordable regional market with a mature demographic profile, attracting investors with its strong rental yields and buyers seeking value below regional averages. Demand is underpinned by investors targeting high-yielding houses and units, alongside a significant cohort of older, mortgage-light residents. Recent price trends show mixed signals with a stable sales volume, though properties move slowly, indicating a balanced but patient market. Future growth is linked to sustained rental demand, yet the market faces sensitivity to broader economic conditions and a reliance on its established, aging population base.
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PropCred Estimated Value
Bedrooms
4
Bathroom
2
Parking
3
Land
802m²
Research & Review
Prepared by Steve Dalton, Senior Analyst
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Reviewed by Matt Proctor, Principal Analyst
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