4 Sanctuary Drive, Kialla VIC 3631

4-bedroom modern house | 924sqm block | Greater Shepparton | flood overlay detected This property offers a rare configuration advantage in Kialla: a 2017-built four-bedroom home on a substantial 924sqm lot with three living areas and a study, appealing strongly to families seeking space without sacrificing modern finishes. The 90% owner-occupied street profile and low rental turnover signal stable neighbourhood demand, which supports long-term holding. Ducted heating and cooling, solar panels, and secure parking for six vehicles reduce ongoing costs and improve liveability. The property serves best as a primary residence for buyers who value room to grow within a mature, low-density setting. The detected flood overlay is the primary risk, potentially affecting insurance premiums and future resale liquidity, though no bushfire or heritage constraints apply. The suburb has experienced a 3.1% price decline over the past year, suggesting buyers can negotiate below the list price. With a rental yield of 4.3% and median four-bedroom price at $703,000, the property could generate positive cash flow if acquired near that level. Hold for medium-term capital stability rather than short-term gain, and commission a flood report before proceeding.