16 St Martins Place, Mount Clear VIC 3350

| Mount Clear new build | FHOG-eligible entry | 4-bed family layout | no heritage overlay | St Martins Place demand | This property offers a rare combination of a new build with First Home Owner Grant eligibility in a suburb showing consistent owner-occupier demand. The 544-square-metre block provides a practical footprint for a family home, while the absence of flood or heritage overlays simplifies approvals and reduces holding risk. It best suits a first-home buyer or a young family seeking a low-maintenance, modern house in a growing Ballarat corridor with established infrastructure. The primary risk is the off-the-plan nature, which ties the buyer to a fixed price while construction timelines may shift—potentially delaying occupancy or incurring rent overlap costs. The lot value history suggests modest land appreciation post-build, so this is not a speculative play. For a buyer aiming to hold for five to seven years, the combination of grant eligibility and new-build depreciation benefits creates a defensible entry point. Use this as a long-term primary residence rather than a short-term trade.