45 Maple Street, Seaford VIC 3198
45 Maple Street, Seaford VIC 3198
Detached house stock on Maple Street | 3-bed family configuration dominates | Stable long-hold tenure mix | Beachside suburb with rail access | Flood overlay possible nearby
This property sits within a pocket of Seaford where detached family houses form the core of the local market, and the street-level sales evidence points to steady demand for three-bedroom homes with conventional car accommodation. The suburb’s amenity base, anchored by the station, beach, and everyday retail, supports a buyer profile that is split between long-term owner-occupiers and investors seeking reliable rental performance. For a family buyer, the appeal lies in the combination of land component, low-rise neighbourhood character, and the practical convenience of schools and transport within a short reach. The property is best suited to those prioritising a stable, established suburb over new estate product, and who value holding potential in a market where older detached stock remains significant.
Value may be shaped by how the dwelling’s condition and layout compare with the street’s recent sales, particularly given the mix of one and two bathroom configurations observed locally. The presence of a flood overlay on a nearby parcel suggests site-specific risk should be weighed, though this is not confirmed for the subject property. The broader rental stability, with a notable share of long-tenure residents, may support income expectations, but the final price will likely depend on how the property presents relative to the three-bedroom segment that dominates the immediate market.
Detailed Independent Property Report prepared by PropCred Analyst team for 45 Maple Street, Seaford VIC 3198
Checks found:
Value Risk
Liquidity Risk
2
Planning Risk
1
Income Risk
1
Execution Risk
2
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Market Insight
Seaford presents a dual-speed market: houses are the core driver, with families and owner-occupiers dominating demand for three-to-four-bedroom homes near the beach, Kananook Creek and the Frankston line. Median house prices sit around $885,000–$892,000, with annual growth of 4.7–6.9% and sales volume between 261 and 296 in the past year. Houses sell in as few as 16 days, indicating tight conditions. Units are more affordable at a median near $636,000–$671,000, with growth of 3.5–6.0% and yields near 4.3%, attracting investor interest. The school catchment is sound, anchored by McClelland Secondary College, rated above average. Future growth relies on coastal lifestyle, employment links to Frankston and the CBD, and steady owner-occupier demand. Risks centre on affordability: rent affordability for units ranks in the bottom 29%, while mortgage costs absorb 28.4% of income, leaving the market sensitive to rate rises.
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PropCred Estimated Value
Comparable Sales: 49 Maple Street sold $873k; 32 Maple Street sold $875k | Property Price Band: $800k–$900k | Value Drivers: Land size, dwelling condition, bathroom count
Bedrooms
3
Bathroom
2
Parking
2
Land
553m²
Research & Review
Prepared by Steve Dalton, Senior Analyst
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Reviewed by Matt Proctor, Principal Analyst
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