18/37-43 Saddington Street, St Marys NSW 2760
18/37-43 Saddington Street, St Marys NSW 2760
## Property notes: 18/37-43 Saddington Street, St Marys NSW 2760 The property was listed for sale as a unit in St Marys.
Top floor unit with garage | 81 sqm practical layout | Modern finishes and balcony | Investor or first home buy | Flood overlay
This top floor unit is competitively positioned within the St Marys market through its combination of generous internal size, modern kitchen and bathroom finishes, and inclusion of a separate lock-up garage. The 81 square metre layout with timber flooring, split system air conditioning, and balcony makes it a distinctly superior product among older-style apartments in the suburb. It serves first-home buyers seeking a move-in ready property under half a million dollars, investors targeting established rentability with modest outgoings, and downsizers who value top floor privacy and walkable access to rail and shops. The units improved condition and practical space place it above basic entry level stock, appealing to buyers who want quality without premium pricing.
The flood overlay identified on the property may influence insurance costs or buyer caution, though no bushfire or heritage overlays exist. The current tenancy at $370 per week with a lease until August 2026 provides income certainty, but the gap to the estimated market rent of $460 suggests upside that might require negotiation or vacancy to realise. Strata and council charges are manageable, but the value should be weighed against the units condition and location relative to other improved units in the area.
Detailed Independent Property Report prepared by PropCred Analyst team for 18/37-43 Saddington Street, St Marys NSW 2760
Checks found:
Value Risk
1
Liquidity Risk
1
Planning Risk
Income Risk
Execution Risk
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Market Insight
St Marys is a well-established Western Sydney suburb with a clear market segmentation, attracting diverse demand. Families are drawn to its houses for the school access and lifestyle, while first-home buyers and investors find value in the apartment segment. The market has demonstrated strong recent growth, with houses appreciating notably and units offering solid rental yields. Long-term fundamentals are supported by consistent demand, though the market is currently considered fairly valued, suggesting steady rather than speculative future performance.
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PropCred Estimated Value
Bedrooms
2
Bathroom
1
Parking
1
Land
3272m²
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