4 Clive Street, Roseville NSW 2069

4 Clive Street, Roseville NSW 2069
Detached house on 644m² | three-bed two-bath family layout | pool and solar included | long-held Roseville street | stable owner-occupier pocket This property holds a genuine edge for families wanting a full-size house with outdoor amenity already in place. The 644m² block is generous for the area, giving real scope for future renovation or extension without the immediate pressure to rebuild. A pool and solar system reduce ongoing costs and add lifestyle appeal, which matters in a suburb where established houses are the norm but not all deliver this package. The street’s long owner-occupier tenure signals a settled, low-turnover environment that tends to support values over time. It suits a buyer who wants a solid family home now, with the option to add value later, rather than a move-in-ready premium finish. The property’s age and original condition may influence how much you pay relative to renovated neighbours. The last sale was two decades ago, and the lack of verified internal upgrades means you might need to budget for modernising kitchens or bathrooms. Rental demand appears steady, but the yield is modest, so this is better viewed as a long-term residential purchase than an income play. The single car space is a practical limitation for a house of this size, and the mix of older stock on the street means price will hinge on how the dwelling presents against comparable family homes in the area.
Detailed Independent Property Report prepared  by PropCred Analyst team for 4 Clive Street, Roseville NSW 2069
Checks found:
Value Risk 2
Liquidity Risk
Planning Risk 2
Income Risk 2
Execution Risk ! 1
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Market Insight

Roseville, an established Upper North Shore suburb, holds a premium position with median house prices around $4.0–4.2 million and units near $1.0 million. Demand is driven by affluent households—weekly incomes for houses are 54% above Greater Sydney—though 45% of owners carry mortgages, indicating leveraged ownership. Recent conditions are mixed: house prices show slight annual declines of roughly 0.3% in some datasets, while units grew 3.4–4.7%; sales volumes are thin at about 100 houses annually. Days on market range from 30 to 87, with some listings slower than the NSW average, implying supply-demand tension. Long-term growth remains a structural driver, with a 36-year CAGR of 4.9%, but current undervaluation below trend suggests rate sensitivity. Affordability constraints at the $4M house price point and variable selling times are key risks, while high household income and historical capital resilience underpin future demand.
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PropCred Estimated Value

Comparable Sales: 4 Clive St sold $570k in 2005; 2 Clive St sold $317k in 2002 | Property Price Band: $2.1M–$2.2M | Value Drivers: land size, pool and solar, condition and renovation potential

Bedrooms

3

Bathroom

1

Parking

1

Land

644m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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