41A Tumbi Road, Tumbi Umbi NSW 2261

41A Tumbi Road, Tumbi Umbi NSW 2261
Single-level 2015 build on 801m² | 4-bed family layout with 3-car parking | Private battle-axe setting with district outlook | Strong rental demand near schools and coast This house holds a rare combination in Tumbi Umbi: a modern, single-level floor plan on a substantial 801m² block with three dedicated car spaces and a 316m² footprint. The 2015 construction means minimal upkeep compared to older local stock, while the open-plan living, second lounge, and covered alfresco area suit families wanting both togetherness and separation. Its tucked-away position delivers privacy without sacrificing convenience—schools, shops, and beaches sit minutes away. The property serves families and downsizers equally well, offering single-level ease without compromising on space or vehicle storage. The neutral, move-in-ready presentation reduces immediate cost for a buyer, and the rental history shows consistent demand, making it viable for owner-occupiers and investors alike. Value may be shaped by the property’s elevated position and district views, which add a lifestyle premium not common on flat blocks. The 801m² land size offers future flexibility—potential for a pool, garden, or extended parking—though the battle-axe layout limits street presence. The 2023 sale at $910,000 and subsequent rent increases suggest steady appreciation, but the current asking range sits well above that level, so a buyer should weigh whether the privacy and newer build justify the step-up. The 3-car configuration, while marketed variably as 3 or 4 spaces, remains a practical advantage for boat or caravan owners. No overlay constraints were detected, reducing risk from flood or bushfire concerns. || Comparable Sales: 41A Tumbi Road sold for $910,000 in Sept 2023; nearby 4-bed homes on 700–800m² blocks transacted around $850k–$950k in 2024 | Property Price Band: $1.0M–$1.1M | Value Drivers: land size and privacy, modern single-level condition, three-car parking and district outlook
Detailed Independent Property Report prepared  by PropCred Analyst team for 41A Tumbi Road, Tumbi Umbi NSW 2261
Checks found:
Value Risk 2
Liquidity Risk 2
Planning Risk
Income Risk ! 1
Execution Risk
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Market Insight

Tumbi Umbi, on the Central Coast, attracts families and established homeowners seeking large houses in a low-density setting; strata stock is just 2.7%. Demand centres on spacious dwellings, with premium medians on The Ridgeway, Highview St, and Blue Crane Cl. House prices range from $985,000 (4.8% annual growth) to $1,157,500 (21.5% compound growth), with the latest median at $985,000. Units are $690,000. Houses sell in 33 days on average, on only 55 annual sales—a supply-constrained market. Weekly house rents are $720, yielding 3.5% gross. Long-term growth is consistent: 10-year CAGR 6.3%, 20-year 5.7%, 36-year 6.0%. As of early 2026, prices sit near long-term trend, indicating fair value.
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PropCred Estimated Value

Comparable Sales: 41A Tumbi Road sold for $910,000 in Sept 2023; nearby 4-bed homes on 700–800m² blocks transacted around $850k–$950k in 2024 | Property Price Band: $1.0M–$1.1M | Value Drivers: land size and privacy, modern single-level condition, three-car parking and district outlook

Bedrooms

4

Bathroom

2

Parking

3

Land

801m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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