109 Fisher Street, Oak Flats NSW 2529

109 Fisher Street, Oak Flats NSW 2529
Two-storey family scale on 660sqm | 273sqm internal area | Desirable Oak Flats pocket | Recent 2022 sale history This property’s competitive strength lies in its unusually generous internal footprint combined with a substantial 660 square metre parcel-a configuration rarely available in this part of Oak Flats. The two-storey layout with four bedrooms and two bathrooms positions it as a genuine family home rather than a compact starter, and the 273 square metre build suggests dedicated entertaining zones and living separation that better suits buyers seeking long-term accommodation. The fact it last transacted in 2022 provides a relatively recent purchase record that can inform comparable analysis, though market conditions have shifted since. It is best matched to buyers prioritising internal space and a conventional family floorplan over land banking or subdivision potential. A specific risk is the absence of recent comparable sales for a home of this size in the immediate pocket, making price guidance uncertain. The listing campaign started in mid-May, so early market feedback is still forming-buyers should monitor days on market to gauge vendor positioning. The opportunity is that larger homes in this price band often attract fewer bidders, giving well-prepared buyers stronger negotiation leverage if the property sits beyond its initial period. The 2022 sale price also offers a transparent data point to anchor due diligence, provided the property has not been substantially renovated since.
Detailed Independent Property Report prepared  by PropCred Analyst team for 109 Fisher Street, Oak Flats NSW 2529
Checks found:
Value Risk
Liquidity Risk
Planning Risk ! 1
Income Risk
Execution Risk 2
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Market Insight

Oak Flats presents as a stable coastal residential suburb with a diverse housing mix, appealing to both families and investors. Demand is supported by consistent long-term capital growth and a balanced market, with houses selling efficiently. Future appeal is anchored to its established growth trajectory and regional connectivity, though affordability considerations relative to local incomes and broader interest rate sensitivity present measured constraints to momentum.
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PropCred Estimated Value

Bedrooms

4

Bathroom

2

Parking

2

Land

660m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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