130 Swadling Street, Toowoon Bay NSW 2261
130 Swadling Street, Toowoon Bay NSW 2261
130 Swadling Street is a 4-bedroom, 3-bathroom detached house with a 589m² lot and 399m² of total building area. It features two living areas, a study, an in-ground pool, and parking for 5 cars. The property sits 23 metres above ground level and is minutes from Toowoon Bay and Shelly Beaches.
This property is competitively positioned as a fully renovated family home in a coastal suburb where most stock consists of older beach cottages or smaller 2-3 bedroom houses. The combination of a 4-bedroom layout, two separate living areas, a study, and an in-ground pool is uncommon in Toowoon Bay and gives it a clear edge for buyers seeking a modern, move-in ready home without needing to renovate. The standard 589m² lot is typical for the area, but the building coverage is generous, and the property’s elevation at 23 metres provides a sense of openness. It best serves families who prioritise beach proximity and want a contemporary home with space for multiple generations or home-based work.
Several factors may influence the property’s value. The parking capacity is inconsistently reported, which could affect buyers who require secure off-street parking for multiple vehicles. The internal floor area varies between 311m² and 399m² across sources, so a buyer should confirm the usable space during inspection. The property sold for $1.5 million in 2021, and while the market has shifted since then, the absence of recent comparable sales in the immediate area makes it harder to benchmark price precisely. The lack of bushfire, flood, or heritage overlays is a neutral factor but removes a potential discount risk that some coastal properties face. The school catchments are standard public institutions, which may limit appeal for buyers prioritising high-ranking schools.
Detailed Independent Property Report prepared by PropCred Analyst team for 130 Swadling Street, Toowoon Bay NSW 2261
Checks found:
Value Risk
Liquidity Risk
2
Planning Risk
2
Income Risk
1
Execution Risk
2
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Market Insight
Toowoon Bay is a tightly held coastal enclave, characterised by an established, mature demographic with deep tenure. Demand is driven by professionals and managers seeking premium beachside residences, underpinned by the suburb’s coastal appeal and proximity to amenities. Recent market conditions reflect a notable price correction and low transactional volume, indicating a period of recalibration. Future growth remains intrinsically linked to its coastal location, though the market faces headwinds from high entry prices and sensitivity to broader economic conditions.
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PropCred Estimated Value
Bedrooms
4
Bathroom
3
Parking
5
Land
589m²
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