4/28-30 Loftus Street, Campsie NSW 2194

2-bed flat | 79 sqm internal | flood overlay | dated block | Campsie median price point This unit sits at the Campsie 2-bed median with a 79 sqm floorplan that is genuinely spacious for the area, giving it a functional edge over newer, tighter stock in the same price band. The same-building sale at $660k in August 2024 and the rental comparable at $620 per week confirm the market has already tested this price level, so a buyer is not paying for unproven upside. The property suits an owner-occupier who values room to live over cosmetic polish, or a conservative investor seeking a yield around 4.1% in a suburb with 4.3% annual growth. The flood overlay is the material risk: it can raise insurance premiums, narrow lender appetite, and soften resale demand, particularly in a downturn. A buyer should obtain a flood certificate and insurance quote before committing, and factor a 5-10% holding cost premium into their bid. The dated project status means no depreciation benefits for an investor, but also no body corporate premium for amenities that add little value. This property is best held as a long-term, low-leverage residence or a cash-flow neutral rental, not as a short-term flip.