62 Werrina Parade, Blue Bay NSW 2261

62 Werrina Parade, Blue Bay NSW 2261
Beachfront rarity | 7-bedroom all-ensuite | Toowoon Bay direct | 5G and solar equipped This property commands a genuinely scarce position: direct beachfront on Toowoon Bay, with seven bedrooms each having its own ensuite—a configuration that serves extended families, high-end holiday letting, or dual-occupancy living without compromise. The 68% building coverage on a 1003m² site means generous internal volume across three levels, and the modernist design, solar panels, and 5G connectivity reinforce its appeal to discerning buyers seeking low-maintenance coastal luxury. It suits a buyer wanting a private retreat with income potential or a trophy home in a suburb that has seen 66% median house value growth over five years. The flood overlay is the primary risk, likely increasing insurance premiums and limiting some financing options; buyers should commission a flood report and factor higher holding costs. The lack of recent sales history means price discovery is less transparent, but the beachfront premium and scarcity support long-term value. Council rates at $11,083 are material but proportionate for the land size. The property is best held as a private residence with occasional holiday use, or repositioned as a premium short-stay rental to offset carrying costs.
Detailed Independent Property Report prepared  by PropCred Analyst team for 62 Werrina Parade, Blue Bay NSW 2261
Checks found:
Value Risk
Liquidity Risk ! 1
Planning Risk 2
Income Risk
Execution Risk
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Market Insight

Blue Bay is a tightly held coastal enclave positioned as a quieter, more exclusive alternative to Terrigal, with limited through-traffic and direct beach access. It strongly suits downsizers and second-home buyers who value lifestyle over infrastructure and are willing to pay for scarcity. Demand is driven by its low-density character, proximity to premium coastal amenity and its positioning just outside busier tourist zones. The key constraint is its small size and limited services, which reduce liquidity and make pricing more sentiment-driven. Price growth has historically been strong but cyclical, closely tracking broader coastal demand and discretionary wealth trends. Relative to neighbouring hubs, it trades on exclusivity rather than convenience.
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PropCred Estimated Value

Bedrooms

7

Bathroom

7

Parking

2

Land

1003m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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