3/14-16 Swan Place, Albion Park NSW 2527

3/14-16 Swan Place, Albion Park NSW 2527
Quiet boutique complex | single-level villa | private expansive courtyard | low-maintenance | small five-property block This property occupies a rare position in Albion Park’s market: a single-level villa within a five-property complex, offering the privacy and usability of a house without the upkeep. The private, expansive courtyard is the standout feature—it creates an outdoor living zone that typical apartments or units cannot match, and it directly supports the low-maintenance lifestyle being marketed. That combination serves first-home buyers seeking space without land obligations, downsizers wanting single-level convenience, and investors looking for a tightly held, lower-density building with limited turnover risk. Natural light throughout and generous living zones further strengthen the appeal for owner-occupiers who prioritise comfort and practicality over renovation projects. The small complex size is a double-edged signal. On one hand, it means lower density, quieter living, and potentially more engaged neighbours—positive for lifestyle buyers. On the other, it often translates to a smaller sinking fund and less financial buffer for major capital works, which should be verified through strata records. The automated valuation of $1,083,000 appears materially misaligned with typical two-bedroom villa pricing in Albion Park and should be disregarded without independent appraisal. The last known sale in 2017 provides a dated reference point, so current comparable sales in the immediate area are essential to anchor negotiation. No bushfire risk was flagged, and the Shellharbour council area supports stable long-term demand.
Detailed Independent Property Report prepared  by PropCred Analyst team for 3/14-16 Swan Place, Albion Park NSW 2527
Checks found:
Value Risk ! 1
Liquidity Risk 2
Planning Risk
Income Risk 2
Execution Risk ! 1
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Market Insight

Albion Park presents a stable, family-oriented market with a clear preference for houses over units, supported by consistent sales activity. Demand is driven by established households within a moderate income bracket, attracted by the suburb’s diverse housing stock and enhanced transport infrastructure. House prices demonstrate solid annual growth, with a competitive rental market yielding moderate returns. Future growth is underpinned by significant local infrastructure investment, though the unit market shows signs of stagnation with notably longer selling periods, representing a key constraint for that segment.
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PropCred Estimated Value

Bedrooms

2

Bathroom

1

Parking

1

Land

1555m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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