11 Ruby Road, Rutherford NSW 2320

11 Ruby Road, Rutherford NSW 2320
Five-bedroom duplex | 578m² land in Rutherford | 12kW solar & three-phase power | Five-year lease in place This property presents a rare configuration in Rutherford—a five-bedroom duplex on a full 578m² block. The 12kW solar system with three-phase power and ducted air conditioning adds genuine operating cost advantages. The existing five-year lease structure makes this suited to investors seeking immediate income certainty rather than owner-occupiers. The 202m² internal footprint and dual parking are above average for duplex stock in this corridor. The main risk is the lease arrangement itself, which may limit capital growth potential compared to vacant possession sales. However, for buyers prioritising yield over optionality, the rental estimate of $800+ per week with a near-4% return is competitive against detached houses in the area. The property sits within good school catchments and has no flood or bushfire risk, which reduces insurance friction. The 2017 purchase price suggests reasonable holding cost base, though current valuation accuracy is high—meaning limited negotiation leverage. This works best for a buyer who values passive income over renovation upside.
Detailed Independent Property Report prepared  by PropCred Analyst team for 11 Ruby Road, Rutherford NSW 2320
Checks found:
Value Risk ! 1
Liquidity Risk ! 1
Planning Risk ! 1
Income Risk ! 1
Execution Risk
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Market Insight

Rutherford is a family-centric suburb with strong owner-occupier presence, where demand is driven by young families seeking established housing. This demographic focus underpins robust and sustained capital growth in the housing market, with properties transacting swiftly. Future expansion is supported by significant population growth, though its appeal to a specific demographic may present concentration risks over the longer term.
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PropCred Estimated Value

Bedrooms

5

Bathroom

3

Parking

2

Land

578m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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